/* EC Partners — charcoal / gold / ivory */
:root{--coal:#17181c;--coal-2:#222329;--coal-3:#2d2f36;--gold:#c8a24e;--gold-2:#b38c3a;--gold-soft:#efe3c4;--ivory:#f7f4ee;--paper:#fffdf9;--ink:#1b1c20;--mute:#6b6a66;--line:#e4dfd3;--ok:#2f7d55;--err:#b3261e;--serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,"Times New Roman",serif;--sans:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.65;-webkit-font-smoothing:antialiased;font-size:16px}
a{color:var(--gold-2)}img,svg{max-width:100%}
.wrap{width:min(1180px,90%);margin:0 auto}
.hidden{display:none!important}
h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-.005em;line-height:1.15}
/* Brand */
.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;color:inherit}
.brand .mark{width:34px;height:34px;color:var(--gold);flex:none}
.brand .wm{display:flex;flex-direction:column;line-height:1}
.brand .wm b{font-family:var(--serif);font-size:19px;letter-spacing:.22em;font-weight:700}
.brand .wm i{font-style:normal;font-size:10.5px;letter-spacing:.32em;text-transform:uppercase;color:var(--gold);margin-top:4px}
/* Buttons */
.cta{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:15px;letter-spacing:.04em;text-transform:uppercase;text-decoration:none;border:0;cursor:pointer;padding:15px 28px;border-radius:2px;transition:background .15s,color .15s,border-color .15s;font-family:var(--sans)}
.cta-gold{background:var(--gold);color:var(--coal)}.cta-gold:hover{background:#d6b464}
.cta-line{border:1px solid rgba(200,162,78,.7);color:var(--gold);background:transparent}.cta-line:hover{background:var(--gold);color:var(--coal)}
.cta-dark{background:var(--coal);color:#fff}.cta-dark:hover{background:var(--coal-3)}
.cta-sm{padding:10px 18px;font-size:13px}
.cta:disabled{opacity:.6;cursor:not-allowed}
/* ---------- Application page ---------- */
body.ap{background:var(--ivory)}
.ap-top{background:var(--coal);color:#fff;position:sticky;top:0;z-index:30}
.ap-top-in{width:min(980px,92%);margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:72px}
.ap-top .brand .mark{width:30px;height:30px}.ap-top .brand .wm b{font-size:17px}
.ap-secure{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:#d9c48f}
.ap-secure svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:1.7}
.ap-progress{width:min(980px,92%);margin:0 auto;padding:0 0 14px}
.ap-steps{list-style:none;margin:0;padding:0;display:flex;gap:34px}
.ap-steps li{display:flex;align-items:center;gap:10px;font-size:13.5px;color:#8f8b82;padding:4px 0}
.ap-steps b{font-family:var(--serif);font-size:15px;font-weight:600;color:#8f8b82}
.ap-steps li.current,.ap-steps li.current b{color:#fff}.ap-steps li.current b{color:var(--gold)}
.ap-steps li.done{color:#c9c5bb}.ap-steps li.done b{color:var(--gold)}
.ap-bar{height:2px;background:rgba(255,255,255,.1);margin-top:10px}
.ap-bar span{display:block;height:100%;background:var(--gold);transition:width .3s}
.ap-bar-label{display:none;margin:8px 0 0;font-size:12.5px;color:#c9c5bb}
.ap-main{width:min(980px,92%);margin:0 auto;padding:44px 0 40px}
.ap-card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:46px 54px 40px}
.ap-kicker{font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-2);font-weight:600;margin:0 0 12px}
.ap-title{font-size:clamp(28px,3.4vw,38px);font-weight:500;margin:0 0 8px}
.ap-lead{color:var(--mute);margin:0 0 30px}
.ap-sub{font-size:20px;font-weight:500;margin:38px 0 16px;padding-bottom:10px;border-bottom:1px solid var(--line)}
.ap-sub .opt{font-family:var(--sans);font-size:14px}
.step-panel{display:none}.step-panel.active{display:block}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:18px 22px}
.grid-2 .full{grid-column:1/-1}
.field{display:flex;flex-direction:column;gap:6px}
.field label,.ap-set legend{font-size:13px;font-weight:600;letter-spacing:.02em;color:#3d3d3a}
.opt{font-weight:400;color:var(--mute)}
input,select{font:inherit;font-size:16px;color:var(--ink);background:#fff;border:0;border-bottom:1.5px solid #cfc8b8;border-radius:0;padding:11px 2px;width:100%;transition:border-color .15s}
select{appearance:none;background-image:linear-gradient(45deg,transparent 50%,var(--gold-2) 50%),linear-gradient(135deg,var(--gold-2) 50%,transparent 50%);background-position:calc(100% - 14px) 52%,calc(100% - 9px) 52%;background-size:5px 5px;background-repeat:no-repeat;padding-right:28px}
input:focus,select:focus{outline:0;border-bottom-color:var(--gold)}
input[readonly]{color:var(--mute);border-bottom-style:dotted}
.field.invalid input,.field.invalid select{border-bottom-color:var(--err)}
.err{color:var(--err);font-size:13px}
.err:empty{display:none}
.help{font-size:12.5px;color:var(--mute)}
.ap-set{border:0;padding:0;margin:30px 0 0}
.ap-set legend{padding:0;margin-bottom:12px}
.ap-chips,.ap-pills{display:flex;flex-wrap:wrap;gap:10px}
.ap-chip,.ap-pill{position:relative}
.ap-chip input,.ap-pill input{position:absolute;opacity:0;pointer-events:none;width:1px}
.ap-chip span,.ap-pill span{display:inline-block;padding:11px 18px;border:1px solid #d6cfbf;background:#fff;font-size:14.5px;cursor:pointer;transition:.12s;border-radius:2px}
.ap-chip span{font-family:var(--serif);font-size:16px;min-width:112px;text-align:center}
.ap-chip input:checked+span,.ap-pill input:checked+span{background:var(--coal);border-color:var(--coal);color:var(--gold)}
.ap-chip input:focus-visible+span,.ap-pill input:focus-visible+span{outline:2px solid var(--gold);outline-offset:2px}
.ap-exact{margin-top:16px;max-width:320px;display:flex;flex-direction:column;gap:6px}
.ap-exact label{font-size:13px;font-weight:600}
.consent{display:flex;gap:12px;align-items:flex-start;margin-top:26px;padding:16px 18px;background:var(--ivory);border-left:2px solid var(--gold);font-size:14px;color:#4a4945}
.consent input{width:18px;height:18px;margin-top:3px;flex:none;accent-color:var(--coal)}
.consent-sm{font-size:13.5px}
.input-toggle,.input-suffix{position:relative;display:flex}
.input-toggle input{padding-right:68px}
.toggle-btn{position:absolute;right:0;top:50%;transform:translateY(-50%);background:none;border:1px solid #d6cfbf;padding:5px 10px;font:inherit;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-2);cursor:pointer}
.input-suffix input{padding-right:34px}
.input-suffix span{position:absolute;right:6px;top:50%;transform:translateY(-50%);color:var(--mute)}
.ap-note{display:flex;gap:10px;align-items:flex-start;margin:22px 0 0;font-size:13.5px;color:var(--mute)}
.ap-note svg{width:18px;height:18px;flex:none;fill:none;stroke:var(--gold-2);stroke-width:1.7;margin-top:2px}
.ap-add{margin-top:22px;background:none;border:1px dashed #cfc8b8;color:var(--ink);padding:12px 18px;font:inherit;font-size:14px;cursor:pointer;width:100%;text-align:left}
.ap-add:hover{border-color:var(--gold)}
.ap-o2{margin-top:10px}
.ap-o2head{display:flex;align-items:baseline;justify-content:space-between}
.link-btn{background:none;border:0;color:var(--err);font:inherit;font-size:13.5px;cursor:pointer;text-decoration:underline}
.ap-help{color:var(--mute);font-size:14.5px;margin:0 0 16px}
.dropzone{border:1px dashed #c3b89f;background:var(--ivory);padding:38px 20px;text-align:center;cursor:pointer;transition:.15s}
.dropzone.drag,.dropzone:hover{border-color:var(--gold);background:#f3ecdc}
.dropzone strong{font-family:var(--serif);font-size:19px;font-weight:500}
.dropzone p{margin:4px 0 0;color:var(--mute);font-size:14px}
.dz-mobile{display:none}
.file-list{list-style:none;padding:0;margin:14px 0 0}
.file-list li{display:flex;align-items:center;gap:12px;padding:11px 0;border-bottom:1px solid var(--line);font-size:15px}
.pdf-badge{font-size:10.5px;letter-spacing:.1em;background:var(--coal);color:var(--gold);padding:3px 6px}
.file-list .fname{flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.file-list .fsize{color:var(--mute);font-size:13px}
.file-list button{background:none;border:0;color:var(--err);cursor:pointer;font-size:13.5px}
.sign-block{margin-top:6px}
.sigpad{position:relative;border:1px solid #d6cfbf;background:#fffefb;height:170px;touch-action:none}
.sigpad canvas{width:100%;height:100%;display:block;cursor:crosshair}
.sigpad .link-btn{position:absolute;top:8px;right:10px}
.sig-line{position:absolute;left:18px;right:18px;bottom:36px;border-top:1px solid #c3b89f;font-size:10.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--mute);padding-top:3px;pointer-events:none}
.ap-nav{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:38px;padding-top:26px;border-top:1px solid var(--line)}
.ap-nav .ap-btn{margin-left:auto}
.ap-back{background:none;border:0;font:inherit;color:var(--mute);cursor:pointer;font-size:15px}
.ap-back:hover{color:var(--ink)}
.ap-alert{background:#fbeceb;color:var(--err);border-left:3px solid var(--err);padding:12px 16px;margin:0 0 22px;font-size:14.5px}
.ap-done{text-align:left}
.ap-check{width:58px;height:58px;border:1.5px solid var(--gold);transform:rotate(45deg);display:grid;place-items:center;margin:6px 0 30px 10px}
.ap-check svg{width:26px;height:26px;transform:rotate(-45deg);fill:none;stroke:var(--gold-2);stroke-width:2.2}
.ap-next{padding-left:20px;color:#3d3d3a}.ap-next li{margin-bottom:8px}
.ap-fine{font-size:12.5px;color:var(--mute);text-align:center;margin:26px auto 0;max-width:760px}
.ap-fine a{color:var(--mute)}
@media (max-width:720px){
  .ap-top-in{height:62px}.ap-secure{font-size:0;gap:0}.ap-secure svg{width:18px;height:18px}
  .ap-steps{display:none}.ap-bar{margin-top:0}.ap-bar-label{display:block}
  .ap-main{width:100%;padding:0 0 30px}
  .ap-card{border-left:0;border-right:0;padding:30px 20px 28px}
  .grid-2{grid-template-columns:1fr}
  .ap-chip span{min-width:0}
  .dz-mobile{display:inline}.dz-desktop{display:none}
  .ap-nav{position:sticky;bottom:0;background:#fff;margin:30px -20px -28px;padding:14px 20px;box-shadow:0 -6px 18px rgba(0,0,0,.06)}
  .ap-nav .ap-btn{flex:1;justify-content:center}
}